Disclaimer

DISCLAIMER

Effective Date: February 1, 2026

This Disclaimer applies to all websites, programs, materials, content, communications, and services provided by Ryan OKeefe Co LLC, a Tennessee limited liability company, doing business as Vending Accelerator™ and FREE Healthy Vending™ (“Company,” “we,” “us,” or “our”).

1. Educational Purpose Only

All information provided through our website, programs, training materials, live sessions, consultations, documents, videos, brochures, and communications is for educational and informational purposes only.

Nothing provided by the Company constitutes:

• Legal advice
• Tax advice
• Financial advice
• Investment advice
• Accounting advice
• Regulatory compliance advice

You are solely responsible for consulting appropriate licensed professionals before making business, financial, legal, or regulatory decisions.

2. No Earnings or Income Guarantees

The Company makes no representations, warranties, or guarantees regarding income, revenue, profitability, equipment performance, placement approvals, or business success.

Any references to:

• Revenue figures
• Placement counts
• Machine volume
• Operator testimonials
• Case studies
• Aggregate revenue statistics (including references such as “$20M+ in client-generated revenue” or “600+ machines placed”)

reflect historical performance of independent operators and are not typical results.

Individual outcomes vary significantly and depend on numerous factors including:

• Execution discipline
• Capital allocation
• Market conditions
• Location quality
• Operational decisions
• Competitive environment

Business involves inherent financial risk, including the potential loss of capital. You assume all such risk.

3. No Franchise Offering

Vending Accelerator™ and FREE Healthy Vending™ are not franchises.

Participation in any Company program does not create:

• A franchise relationship
• A business opportunity under franchise law
• A joint venture
• A partnership
• An employment relationship

The Company does not provide guaranteed territories, guaranteed placements, or guaranteed revenue.

Participants operate as independent business owners.

4. No Placement Guarantee

The Company provides training, strategic frameworks, and ecosystem participation tools.

We do not guarantee:

• Approval by any school district
• Approval by any YMCA
• Approval by any hospital or facility
• Contract awards
• RFP outcomes
• Placement speed

Final decisions are made by independent third-party institutions and are outside the Company’s control.

5. Third-Party Relationships & Platforms

The Company may provide introductions, vendor relationships, manufacturer contacts, or technology platform guidance.

The Company does not control and is not responsible for:

• Equipment manufacturers
• Shipping delays
• Product suppliers
• Remote monitoring software
• Payment processors
• Third-party vendors
• Regulatory authorities

Use of any third-party service is at your own risk.

6. Nutritional & Regulatory Compliance

The Company provides research and guidance related to nutritional standards, including Smart Snacks in School and similar programs.

Final responsibility for compliance rests solely with the operator and the applicable regulatory authority.

The Company does not guarantee regulatory approval.

7. No Reliance on Verbal Statements

You acknowledge that you are not relying on:

• Verbal statements made during sales calls
• Statements made in webinars
• Direct messages
• Informal communications
• Social media posts
• Hypothetical projections

Your decision to purchase is based solely on written agreements executed between you and the Company.

8. Forward-Looking Statements

Any statements regarding future potential, scalability, growth, or expansion represent forward-looking statements and are inherently uncertain.

Actual results may differ materially.

9. Assumption of Risk

Operating a vending or automated retail business involves risks including:

• Capital loss
• Equipment malfunction
• Theft or vandalism
• Location termination
• Contract non-renewal
• Product spoilage
• Regulatory changes
• Economic downturn

You voluntarily assume all business risk.

10. Limitation of Liability

To the fullest extent permitted by law, the Company disclaims liability for any loss or damages arising from reliance on information provided through its programs or platforms.

Your use of Company materials is at your own risk.

Ryan OKeefe Co LLC
DBA Vending Accelerator™ and FREE Healthy Vending™
4315 Kingston Pike, Suite 210
Knoxville, TN 37919